good deal again!

I worked again half day yesterday. Hubby picked me up from work and our plan is to go straight to the grocery but we're starving already so we grab a bite from the fast food near the grocery.
After doing groceries, I needed to go to the washroom but I don't want to use the one inside the grocery so we went to Sears outlet near the grocery. Of course we have to go around the store since we are in it already.
We looked around at the furniture section and we found a dresser which is exactly the match of our bed frame. We cannot buy a full bedroom set before because it is so expensive . We had only a bedframe. So when I saw the dresser I was delighted and excited since it's 50% off the original price. But I was hesitant in buying it since it was to big. My hubby told me that it is a good deal already and matched with our bed frame. I looked around and saw a night stand which matched also. It is exactly the same night stand we saw when we bought the bed frame. Yey! I -have -found- my -night- stand! And it is more than 50% off! We didn't think twice of buying it but of course we checked for some damage. We talked to the salesperson, she said to avail of the sale price, we had to apply for a Sears card. I mentioned before that we had some trouble of applying for this card since it's asking for credit background. Read credit card. I applied again to avail of the sale price. The salesperson processed it and within 15 minutes of filling up a form and some information, it was approved right away! No questions asked unlike before. We went home with our new night stand.

credit cards

We're planning to buy a bedframe and we saw one that we really like. We went to Sears, and inquire about easy payment since the bedframe is expensive. The salesperson advised us to have a Sears card. So I started filling up forms then the salesperson started processing it. But I was declined for a the credit limit that we desired and was accepted only for the minimum that they can give. So she called a number and asked if i can be granted with the higher credit limit. After explaining, the person wanted to ask me some information that can be used for evaluating my credit history. She asked so many questions thru phone and my husband was impatient and decided to charge the full payment in my other credit card. at the end we did not avail of the easy payment.

I'm just wondering why am i not granted with higher credit limit for Sears card. I have another in-house card and i filled the application inside the store. After a month i think the card was approved with a reasonable credit limit and without interviews or whatsoever. no questions asked.

Maybe bec. Sears is a US company and the other is not? Well it's ok i don't need many cards anyway. not fond of it actually afraid of it.